Does auto insurance cover broken windshields?
Does auto insurance cover broken windshields?
Broken Windshields are covered under the AUTO INSURANCE POLICY category called “COMPREHENSIVE” and to determine what you the vehicle owner are responsible is determined by whether you have FULL COVERAGE meaning any incidents like a REPLACEMENT WINDSHIELD come Free of Charge at no costs out of your pocketbook or your DEDUCTIBLES, i.e. your share of the damage/loss etc.
If you do have FULL COVERAGE and report PINHOLE CRACKS from THROWN ROCKS & STONES to your insurance company, they will send MOBILE GLASS REPAIR UNIT to your Home or Work. Repair is like less than 30 minutes plus your INSURANCE COMPANY will guarantee meaning should it later break bec pinhole repair wasn't possible by auto glass professionals than they will replace free of charge.
Back to insurance coverage on your next 6 month semi-annual renewal when they send out your projected new premiums, ask/inquire how much FULL COMPREHENSIVE COVERAGE is? bec difference in premium increases would surprise most people is only like range of say $10 to $25 more every 6 months and peace of mind. The sme is not true for deductbile changes in the expensive category of COLLISION based on maybe BLUE BOOK VALUE OF vehicle…
Hope the Info Helps and Best of Luck!
automobile windshield repalcement